- Messages
- 21,221
Iain, you should share some of the interior pictures as well. It really is bloody lovely. Again, well done! Very stylish choice.
Thankyou mate- the opinions of true car lovers means a lot. I wasn’t sure about the change- and AMs didn’t stir my soul- but the DB11 has grown on me- and this spec just felt right . I can’t believe the styling cues and muscular back end - in combination with the interior and ‘practicality’. I am disappointed I missed the track day to meet you guys but I had some important things I couldn’t get out of. I really hope able to catchup with some of you soonIve not taken much notice of new cars recently, that DB11, jeez! That is a head turner, the rear, especially in black... holy sci-fi bat man! It looks like you've driven a concept model away!
Love it!
The finance market certainly seems to think that a Fezza isn't a bad place to put your money. Well, as far as cars are concerned, apparently one of the less stupid places. I was chatting to the guy I use for finance. He has just written finance on a 2018 488. Car was £205k. 30-month deal borrowing £170k with a balloon of £159,895. Monthly payment just shy of £1,200. He beat Ferrari’s balloon by £1,000 and saved his client £100 per month compared to his £125k Audi R8 that he borrowed £95k on. Annual mileage of 3000. Nuts!
Mind you, a balloon of £160k would scare me shitless. I daresay Mrs Crud would have some opinions on the subject as well.
So I guess, at the end you just give the car back and say goodbye to the 45k, unless its worth more than the 160k, then you get some back, or you pay the 160k, Is that correct, Athol explained it to me all once but i'm not brilliant with money, guess thats why I have none.....
So I guess, at the end you just give the car back and say goodbye to the 45k, unless its worth more than the 160k, then you get some back, or you pay the 160k, Is that correct, Athol explained it to me all once but i'm not brilliant with money, guess thats why I have none.....
EH? You mean the abacus is no more??If you have the correct version of the man-maths calculator, amazing things can happen!
EH? You mean the abacus is no more??
Its even harder to use with short arms and deep pockets....You just need to upgrade your beads, Dave. Et voila! - you can justify any kind of d@mn fool extravagance you wish to, with your newly upgraded, cut-price, Yorkshire version of Ye Olde Gentleman's Computational Abacus Machine (patent pending).
Only a petrol head with the most advanced version of manmaths calculator could think £70,000 over 3 years was a Bargain for a car to use at weekends. But I was convinced at how you pitched it adam- it sounded so good I was considering it for a 3rd car!! :/
The finance market certainly seems to think that a Fezza isn't a bad place to put your money. Well, as far as cars are concerned, apparently one of the less stupid places. I was chatting to the guy I use for finance. He has just written finance on a 2018 488. Car was £205k. 30-month deal borrowing £170k with a balloon of £159,895. Monthly payment just shy of £1,200. He beat Ferrari’s balloon by £1,000 and saved his client £100 per month compared to his £125k Audi R8 that he borrowed £95k on. Annual mileage of 3000. Nuts!
Mind you, a balloon of £160k would scare me shitless. I daresay Mrs Crud would have some opinions on the subject as well.
I think you are equating risk with cost. They still have to finance the £160k they are risking for that period.
Using my calculator the monthly cost adds up to £36k, he is putting down 35k so the final cost is £71k.
If you have the equity you could take out a mortgage against your property for £170k interest only. At 3.5% over 3 years this would cost £18k, you still put your £35k down and the final cost would be circa £63k assuming the final value is £160k. A handy £8k saving. And if you then get more than the agreed value at the end of the period - happy days.
This of course assumes you are happy to part with either £63k or £71k over 3 years. I certainly am not!